Manage Your Finances with AI-Powered Insights
Arthik.money revolutionizes how you track expenses, budget, and save money with automated categorization and intelligent recommendations.

Smart Savings
+₹12,500 this month
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125 transactions
Powerful Features to Transform Your Finances
Arthik.money combines cutting-edge technology with intuitive design to give you complete control over your financial life.
SMS Expense Tracking
Automatically captures and categorizes expenses from SMS notifications without any manual input.

Our intelligent system scans your SMS notifications for transaction details, automatically extracting amount, merchant, and date information. It then categorizes these expenses using our proprietary AI algorithm, eliminating the need for manual entry and ensuring your expense tracking is always up-to-date.
AI-Powered Budgeting
Personalized budget recommendations based on your spending patterns and financial goals.

Our advanced AI analyzes your spending habits over time to create customized budget recommendations that actually work for your lifestyle. The system adapts as your spending changes, providing realistic targets and gentle nudges to help you stay on track without feeling restricted.
Trip & Split Expenses
Easily track group expenses and split bills fairly among friends and family.

Whether you're traveling with friends or sharing household expenses, our intuitive splitting feature makes it easy to track who paid what and who owes whom. Create trip-specific budgets, add expenses on the go, and settle up with just a few taps. Everyone stays on the same page with real-time updates and transparent calculations.
Smart Recommendations
Get personalized insights to optimize your spending and increase savings.

Our recommendation engine identifies spending patterns and suggests actionable ways to save money. From highlighting subscription services you rarely use to finding better deals on regular purchases, these smart insights help you make informed decisions about your finances without requiring hours of analysis.
Bank-Level Security
Your financial data is protected with enterprise-grade encryption and security protocols.

We employ the same security standards used by leading financial institutions, including end-to-end encryption, secure data storage, and regular security audits. Your sensitive financial information never leaves your device without proper encryption, and we maintain strict access controls to ensure your data remains private and secure.
Automated Insights
Receive timely notifications about unusual spending, upcoming bills, and saving opportunities.

Our system continuously monitors your financial activity to provide timely alerts and insights. Get notified about unusual transactions, upcoming bill payments, or when you're approaching budget limits. These proactive insights help you stay ahead of your finances and avoid surprises at the end of the month.
Bank-Level Security, Non-Negotiable Privacy
At Arthik.money, we prioritize the security and privacy of your financial data above everything else. Our robust security measures ensure your information remains protected at all times.
End-to-End Encryption
All your financial data is encrypted using industry-standard protocols, ensuring it remains secure during transmission and storage.
No Third-Party Sharing
We never share your personal or financial information with third parties. Your data stays private and is only used to improve your experience.
Secure Data Storage
Your data is stored in secure, encrypted databases with multiple layers of protection against unauthorized access.
Regular Security Audits
We conduct frequent security assessments and penetration testing to identify and address potential vulnerabilities.
Fraud Detection
Our system continuously monitors for suspicious activities and alerts you immediately if anything unusual is detected.
Compliance Standards
We adhere to global security standards and regulations to ensure the highest level of protection for your financial information.
Our Security Commitment
We understand that financial data is among the most sensitive information you possess. That's why we've built our platform with security as a foundational principle, not an afterthought. We employ the same encryption standards used by leading banks and financial institutions, and we never compromise on your privacy.
Frequently Asked Questions
Find answers to common questions about Arthik.money and how it can transform your financial management.