What it does. What it doesn’t.
No feature theatre. One statement in, one honest month out — and the boundaries stated as clearly as the capabilities.
Small, early, and honest about it.
Two people build Arthik — one designs it, one engineer writes every line of code. Here is exactly where the product stands today.
What it does today
Reads the bank statement you upload — a normal PDF, the kind your bank emails you.
Works out what came in, what truly went out, and what was left — self-transfers and investments excluded, and it tells you they were excluded.
Shows the transactions behind its numbers, so you can check the working.
Answers questions about your month in plain language, in a chat.
Deletes your data when you ask.
What it doesn’t
It does not read your SMS, your email, or anything on your phone.
It does not connect to your bank. No login, no credentials, no account linking.
It does not watch your account or send you notifications. Nothing happens unless you come back.
It does not sell products. No fund names, no insurance plans, no affiliate links.
It cannot see where cash goes after an ATM withdrawal, or anything else that never touches your statement.
It’s early software reading messy statements — it can get a line wrong. Check anything that matters against your statement, and tell us when we’re wrong: support@arthik.money reaches a person, not a queue.
One month. Every number with its working.
After you upload a statement, this is what Arthik hands back. Below: the opening of the sample report.
The month in one line
March: you earned well, saved deliberately — and ₹9,840 of food delivery left without you noticing.
What came in
₹1,03,200
What truly went out
₹64,350
What was actually left
₹38,850
Each figure opens to the period, the method, and the transactions behind it — no naked numbers.
The sample first. Your statement second.
Step 01
Look at the sample.
A full report for a fictional month — free, no sign-up. If it doesn't feel worth a statement upload, stop there.
Step 02
Upload one statement.
A bank statement PDF, the kind your bank emails you. Arthik reads every line and builds your month from it.
Step 03
Then ask.
The chat opens after the report, seeded with questions from your own month. Answers come from your transactions, not from the internet.