Your money decisions
should not cost you your dreams.

Tell Arthik who you are and what you want. It shows you the trade-offs and the options that fit your life, so you decide with confidence.

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Only you see your numbers

Which one's you?

Same app.
Your kind of answer.

Tap the one that sounds like you and see what Arthik says back.

ChatWith you, not over your shoulder
Yours to enjoy this monthGood evening, Rohan
₹18,000
Can I do Goa in March with friends, or is that stupid?
Not stupid. Goa in March works.
₹22,000 from enjoy money over two months. Your SIP doesn’t move.
Home+1 mo
SIPno change
Not now
Goa added. Nothing else moved.

We know the feeling.
You decide, and then you worry.

“Forty thousand is a feeling. It’s not a number I understand.”
Age 27. Has wanted the same phone for a year.A year of reviews later, the price has gone up and he still hasn’t bought it.
“Everyone I ask tells me what’s good for them, not for me.”
The first in his family to take a home loan.He has stopped eating out to save, and he is still too scared to sign.
“The sacrifice comes after the decision, and it’s always there.”
Age 26. Keeps his own Excel sheet and still decides on a hunch.He only finds out what a choice cost him after he has paid.

From our conversations with 500+ people.

What the worry costs

You’re not short of money.
You’re short of clear options.

Arthik shows your options and what each one costs your other goals, so you can decide and get on with your life.

This month, you have
₹18,000to enjoy. All of it.

Rent, bills, EMIs and your savings are already taken care of. Spend this on what makes you happy, without guilt.

  • Dinner with friends
  • A weekend away
  • A gift for Mum
Estimated numbersFind your number
  1. Know
  2. Ask
  3. Decide

One number.
Yours to enjoy.

Your salary comes in. Rent, bills, EMIs and savings are set aside first. What’s left is yours to spend, with no counting again at 2 a.m.

  1. Know
  2. Ask
  3. Decide

A want, a worry,
or a what-if.

Ask the way you would ask a friend. Arthik shows you the options, what each one costs, and what changes. No lecture. You pick.

Chat with Arthik
Here to help you decide
I want an iPhone. ₹40k, cash only.
₹40k is real for you: about two months of enjoy money. Three ways to do it.
Most paisa vasoolBuy in six weeks, cashSale season lands in the same window · Nothing moves
Buy this month, cashSafety net moves 2 months
Card EMIYou said cash only. Noted, kept.
Add to my planNot now
  1. Know
  2. Ask
  3. Decide

Want it sooner?
See exactly what changes.

Pick when you want to go. Arthik shows what to set aside each month, and which goal waits.

A family trip to Goa4 people · 5 days · about ₹60,000
Set aside ₹20,000 a month for the trip
What changes each month
  • Money to enjoy₹10,000 less
    ₹18,000 becomes ₹8,000 a monthUntil the trip
  • Home savingsWaits 2 months
    ₹20,000 becomes ₹10,000 a monthNew date: June 2030

You go in February 2027. To get there, your home waits 2 months, until June 2030.

Estimated numbers. Your safety net never changes.
Made to fit you

Your goals. Your order.
Your way of spending.

Same numbers, different voice. Pick how Arthik talks to you and how much it explains. Change it anytime.

Profile · How Arthik talks

How should Arthik talk to you?

Voice
Sounds like

Car in April. Home moves 6 months, and that is okay. You still get both.

Like a friend who happens to be good with money.

Detail
Your data

Your money stays yours.

Arthik sees only what you share, and uses it only to answer you.

  • You choose what to shareStart with a few numbers you type in.
  • It reads only statement emailsFrom your bank, card, loan or investment providers. Disconnect any time.
  • Locked with AES-256 encryptionNever sold. Deleted when you ask.
  • You make every callArthik suggests. You decide.
The Arthik app

Your money, in your pocket.
Coming soon.

See what’s yours to spend this week, check your goals, and ask before you spend, right from your phone.

Coming sooniPhone (iOS)Coming soonAndroid
Join the waitlist. We’ll tell you the day it’s ready.

Can’t wait? Arthik already works in your phone’s browser. Start free

Good morning, Priya

You’re doing better than you think.

Yours this week ₹4,2004 days leftSpend it on whatever makes the week better. Goals, EMIs and bills are already taken care of.
The big ones · all on track+ Add a goal
Emergency fundApr 2027 · on track
Japan tripJan 2028 · on track
HomeApr 2030 · on track
How does money feel this week?CalmUnsureStressed

Bring your next decision.
The small one counts too.

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