arthik

Stop tracking.
Start asking.

Upload a statement, then simply ask. Arthik reads your own money and answers in plain language — honest, specific, and with the math in view.

Your question carries into the app
No card · works in your browser · delete your data anytime
Reads statements fromHDFCICICISBIAxisKotak· PDF statements
— Clarity, around the clock —

A financial guide that actually reads your money.

Every question runs the same honest pipeline.

It reads the statement, understands what you really asked, then answers with the numbers behind it — never a vague dashboard to decode.

See who it's for
Statement readWorking
HDFC · March · 214 transactions parsed
Question understoodWaiting
“Can I afford Goa?” → discretionary budget query
Answer with the mathWaiting
Safe-to-spend · goal buffer · verdict
01 — For every money moment

Wherever you are with money, ask away.

01

Just started earning

Where your salary goes, how much to keep aside, and the first SIP that won't pinch.

02

Juggling a family & EMIs

Prepay or invest, what's actually safe to spend, and how to protect the goals that matter.

03

Building real wealth

FD versus fund, tax-smart moves, and honest checks on whether you're on pace to retire.

Ask Arthik

One place for every money question.

Answers grounded in your real statements
Plain language — Hinglish welcome
The math shown, every single time
Start asking →
02 — Get sharper with money

Learn as you go.

See a finished report, ask your own question, or read why we build it this way.

See a sample

Real questions answered on a sample statement — verdicts, the math, the follow-ups. No sign-up.

See the answers →

Ask Arthik

Upload your own statement and ask your own questions — free, right in your browser.

Start asking →

Q&A library

The questions people ask about Arthik — what it reads, what it costs, what it never does.

Browse →

From the blog

Short reads on why guidance beats dashboards, from the team building it.

Read →
03 — Your money, your data

Private by default. Sold to nobody.

Your statements are encrypted, never sold, and yours to delete whenever you want. That's the whole deal.

Read our privacy promise →

AES-256 encryption

Bank-grade encryption on everything you upload — in transit and at rest.

Never sold, never shared

No ad networks, no data brokers. Your finances aren't a product.

No bank credentials

No login, no password, no OTP. There is nothing to phish because we never ask.

No standing access

Arthik can't watch your account. When you stop uploading, it stops seeing.

Stop guessing.
Start knowing.

Free to start, right in your browser. Android app coming soon.