About Us
Arthik.money is built by people who got tired of finance apps that show you numbers but never tell you what to do with them. Our goal is simple — give you a financial guide that actually answers when you ask.
Our Story
Arthik.money began in 2024 with a simple frustration: Yogesh had tried every finance app out there. They all showed him graphs, pie charts, percentage changes — but none of them ever answered the one question he actually had: “What should I do with my money right now?”
A trip with friends made it worse. Splitting expenses, tracking who paid what, figuring out if he could even afford the trip — every app showed data, but none offered guidance.
That frustration became a question: “Why can't I just ask my money app — can I afford this? — and get a real answer?”
With this vision, Yogesh teamed up with Ravi — combining product thinking with deep engineering — to build something the finance industry has never had: a guidance system you actually talk to. Not a dashboard. A conversation.
What started as a personal frustration is now becoming the way people across India make money decisions — by asking, not guessing.
Guidance First
Every feature we build starts with one question: does this help the user make a better decision?
Conversation Over Complexity
If you need a tutorial to use it, we've failed. Guidance should be as simple as asking a question.
Our Values
These values shape how we build guidance — not just software — at Arthik.money.
Radical Honesty
The guidance is honest, even when the answer is “not right now.” We'd rather you trust us than like us.
Empathy
Money is stressful. We get it. Everything we build comes from understanding that feeling — and wanting to make it easier.
Meet Our Team
A small, driven team building the financial guidance system that should have existed years ago.
Yogesh Bansiwal
Co-Founder
Yogesh brings product thinking and a deep frustration with the status quo to Arthik.money. He asked 'Why doesn't any app just tell me what to do?' — and then decided to build one that does.
Ravi Kumar
Co-Founder
Ravi leads the technical vision at Arthik.money, building the AI and systems that make real-time financial guidance possible — reliable, private, and always available.
Help us change how people think about money
Join a small, driven team building the guidance system that the finance industry never had.