Built by people who got
tired of dashboards.
Arthik is built by people who got tired of finance apps that show you numbers but never tell you what to do with them. The goal is simple — a financial guide that actually answers when you ask.
It started with a trip, and a question nobody could answer.
Arthik began in 2024 with a simple frustration: Yogesh had tried every finance app out there. They all showed him graphs, pie charts, percentage changes — but none of them ever answered the one question he actually had. “What should I do with my money right now?”
A trip with friends made it worse. Splitting expenses, tracking who paid what, working out whether he could even afford the trip — every app showed data, none offered guidance.
That frustration became a question, and the question became a product. Yogesh teamed up with Ravi — product thinking meeting deep engineering — to build what finance never had: a guidance system you actually talk to. Not a dashboard. A conversation.
From frustration to a live product.
Two years, one question, and a product that finally answers it.
Live on the web● Live
Arthik is live — upload a statement in your browser and get financial guidance through conversation, today.
Website launches
The new Arthik.money website goes live — telling the world what's coming.
First closed testing
The first version reaches real users in a closed beta. Real people, real feedback, real guidance.
Yogesh + Ravi team up
Product thinking meets deep engineering — the founding team forms to build what finance never had.
Building begins
Development starts — turning frustration into a product. A guidance system, not a dashboard.
The question forms
“Why can't I just ask my money app — can I afford this? — and get a real answer?”
The Goa trip
Splitting expenses, tracking who paid what — every app showed data, none offered guidance.
The frustration begins
Every finance app shows graphs and charts, but none answer “What should I do with my money?”
How we build guidance, not just software.
Guidance first
Every feature starts with one question: does this help someone make a better decision?
Conversation over complexity
If you need a tutorial to use it, we've failed. Guidance should be as simple as asking.
Radical honesty
The guidance is honest, even when the answer is “not right now.” We'd rather you trust us than like us.
Empathy
Money is stressful. Everything we build comes from understanding that feeling — and easing it.
A small team, one stubborn idea.
Building the financial guidance system that should have existed years ago.
Yogesh Bansiwal
Yogesh brings product thinking and a deep frustration with the status quo. He asked why no app just tells you what to do — then decided to build one that does.
Profile & articles →
Ravi Kumar
Ravi leads the technical vision, building the AI and the systems that make real-time financial guidance possible — reliable, private, and always available.
Profile & articles →Help us change how people think about money.
Join a small, driven team building the guidance system the finance industry never had.
Get in touch →