The safest data is data we never collect.
Arthik sees exactly one thing: the statement you upload. Here’s what that means in practice, and the promises we make about it.
Your SMS and email
Arthik has no access to your phone's messages or your inbox. It reads one thing: the statement file you choose to upload.
Bank credentials
No login, no password, no OTP, no account aggregator consent. There is nothing to phish because we never ask.
Continuous account access
Arthik cannot watch your account. When you stop uploading, it stops seeing. Nothing runs in the background.
What we promise and will not break.
Written down so you can hold us to it. If we ever break one, it is time to stop using us.
- I.
Encrypted from the first byte.
AES-256, at rest and in flight. Our own team can’t read your statements.
- II.
Processed on our own servers.
Your statement never leaves our infrastructure. No third-party APIs touch your raw data.
- III.
Never sold. Not once.
We don’t sell your data. Not to banks, advertisers, or credit bureaus. Ever.
- IV.
Delete in one tap.
Ask for deletion — it’s gone in 30 days. Certified. No small print.
The full legal detail, in plain language: