Question 1

What exactly is Arthik.money?

Accepted Answer

You upload a bank statement — a normal PDF, the kind your bank emails you — and Arthik reads it and shows you your month the way it actually happened: what came in, what truly went out, what was left. Then you can ask questions about it in a chat, and every answer comes from your actual transactions.

Question 2

How is this different from other finance apps?

Accepted Answer

Other apps hand you a dashboard and leave. Arthik hands you a reading: the month in one line, the three numbers with their working, where money leaked, and one move worth making. Nothing is a chart you have to interpret yourself.

Question 3

Can I see it before uploading anything?

Accepted Answer

Yes. The sample at arthik.money/sample-report plays back real answers on a sample statement — the question, the verdict, the math shown. No sign-up, no upload, nothing to install.

Question 4

Is Arthik.money free to use?

Accepted Answer

Free today, and free to start. If paid plans arrive later they'll be for things beyond the core reading — the honest month, with its working, stays available.

Question 5

How does it know my financial situation?

Accepted Answer

Only from the statement you upload. It doesn't buy data about you, doesn't read your other accounts, and doesn't guess from your postcode. If a number isn't in the statement, Arthik says it can't see it.

Question 6

Do I need to share bank passwords or credentials?

Accepted Answer

No — never. There is no bank login, no net-banking handover, no account linking, and no third-party aggregator. You upload a file, and that is the entire connection between Arthik and your bank.

Question 7

How does Arthik.money keep my data safe?

Accepted Answer

Everything you upload is encrypted with AES-256 in transit and at rest. Your statements are never sold and never shared with ad networks or data brokers, and you can ask for your data to be deleted at any time — everything goes.

Question 8

What kind of questions can I ask?

Accepted Answer

Anything your statement can answer. “Why did you exclude that transfer?”, “Show me every Thursday-night order”, “What happens to the idle money if I do nothing?” It won't name a fund to buy — that's a line it doesn't cross.

Question 9

Which banks does it work with?

Accepted Answer

Any bank whose statement arrives as a normal PDF — HDFC, ICICI, SBI, Axis, Kotak and the rest. Lines that can't be read with confidence are listed as unread and counted, never silently guessed.

Question 10

How do I get help if something isn't working?

Accepted Answer

Email support@arthik.money. It reaches a person on a small team, not a ticket queue — and if a statement failed to parse, that's exactly the kind of thing worth telling us about.

Questions,
answered plainly.

Still not answered?

Questions,answered plainly.

Still not answered?

Questions,
answered plainly.